Thinking About Filing for Bankruptcy? Let Lanzet Law Guide You Through the Process
Filing for bankruptcy can be a daunting decision, but it’s often the first step toward regaining financial stability and securing a fresh start. At Lanzet Law, we help individuals and families navigate the complex process of filing for bankruptcy, offering expert legal guidance to ensure the best possible outcome for your case.
Why File for Bankruptcy?
Bankruptcy provides an opportunity to eliminate or reorganize your debt and protect essential assets. It’s a legal process that offers debt relief and the chance to rebuild your financial future. Some common reasons people file for bankruptcy include:
- Overwhelming credit card debt
- Medical bills
- Job loss or income reduction
- Divorce-related financial strain
- Foreclosure or repossession threats
Bankruptcy can help you eliminate unsecured debt, stop creditor harassment, and protect your home and car under certain circumstances.
Types of Bankruptcy You Can File For
At Lanzet Law, we help clients determine the best bankruptcy option for their situation, including:
Chapter 7 Bankruptcy
This liquidation bankruptcy allows you to eliminate most unsecured debts, such as credit card balances and medical bills. Some property may be sold to pay off creditors, but there are exemptions that can allow you to keep essential assets like your home and car.
Chapter 13 Bankruptcy
If you have a steady income and want to keep your assets, Chapter 13 bankruptcy offers a repayment plan that consolidates your debts over a period of three to five years. This type of bankruptcy can also stop foreclosure and help you catch up on missed payments.
How Lanzet Law Can Help You File for Bankruptcy
The bankruptcy process can be complex and overwhelming, but you don’t have to go through it alone. Lanzet Law provides:
✅ Free Initial Consultation – We’ll assess your financial situation and explain your options.
✅ Personalized Bankruptcy Strategy – Our attorneys tailor solutions to fit your financial needs and goals.
✅ Full Support Throughout the Process – From filing your petition to attending creditor hearings, we’re with you every step of the way.
✅ Clear Communication – We’ll explain the process in simple terms so you always know what to expect.
Benefits of Filing for Bankruptcy
- Debt Relief – Eliminate most of your unsecured debt and gain financial freedom.
- Stop Collection Calls – Bankruptcy puts an immediate halt to creditor harassment and lawsuits.
- Keep Your Property – Certain exemptions help you retain assets like your home, car, and retirement accounts.
- Rebuild Your Credit – Filing for bankruptcy gives you the opportunity to start fresh and rebuild your credit over time.
Ready to File for Bankruptcy?
Filing for bankruptcy is a powerful tool to help you regain control of your finances, but it’s important to have experienced legal representation to guide you through the process. At Lanzet Law, we’ve helped countless clients file for bankruptcy and get the relief they deserve.
📞 Call (631) 494-3123 or visit https://lanzetlaw.com today to schedule your free consultation and take the first step toward a fresh financial start.